Fees & Insurance
Understanding the cost of therapy and how insurance works can feel confusing. My goal is to keep this process as clear and transparent as possible so you know what to expect before scheduling.
Private Pay:
Some clients prefer to pay privately rather than using insurance. Private pay allows therapy to remain focused on your goals without the documentation and treatment restrictions often required by insurance companies.
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$185 per clinical hour
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$250 per clinical hour for weekends or off-hours
Payment is accepted through major credit cards and most HSA/FSA cards.
Insurance Coverage:
Graceful Changes Psychotherapy is in-network with several commercial insurance plans across Virginia, Maine, Connecticut, and Vermont.
Below is a list of plans currently accepted. Coverage varies by individual policy, so it is always best to confirm benefits with your insurance provider.
Aetna
Aetna Allied Benefit System
Aetna Gravie
Aetna Marpai
Aetna Meritain
Aetna WebTPA
Alliance Coal Health Plan
Anthem Blue Cross Blue Shield of Virginia
CareFirst HMO
CareFirst PPO
Centivo Ellwood Group
Cigna
Cigna A2
Cigna – EAP
ClaimDOC
Connecticare
Corporate Counseling Associates EAP
Decent Health
FAIROS powered by OccuNet
Kaiser Permanente
Kaiser Permanente EPO
Medical Mutual
Optum – Carveout
Optum VA
Optum / United – EAP
Oscar Health Plan
Partners Direct
Prime Health
Sentara
United All Savers
United GEHA / Share Services
United Healthcare
United Healthcare Golden Rule
United Oxford
United Student Resources
United Surest
United UMR
Unity Preferred Network
Unity Preferred Workers Comp
Velocity National Provider Network
Velocity National Provider Network Workers Comp
Important Insurance Information:
Graceful Changes Psychotherapy is not currently in-network with Medicaid or Medicare.
Out-of-Network Benefits:
If your insurance plan offers reimbursement for out-of-network therapy services, a Superbill can be provided after each session for you to submit to your insurance company.
Reimbursement is determined by your insurance provider and is not guaranteed, so it is recommended that you confirm your out-of-network benefits in advance.
Questions About Insurance or Payment?
Feel free to reach out if you have questions before scheduling.